Comments for From big banks to credit unions? at http://www.theind.com , comment 1 to 3 out of 3 comments http://www.theind.com Sun, 26 May 2013 03:56:13 +0100 FeedCreator 1.7.3 http://www.theind.com/business-news/acadiana-business/9306-from-big-banks-to-credit-unions#comment-24303 MSDD2727--about a year ago I transferred my money back to a CU. They refund my ATM fees every month, so I have no issue with availability, I make 2.5% on my checking account, and their online billpay, banking, and investment management is top notch. They may be the exception rather than the rule among CUs, but there are some very strong options out there among local banks and CUs. - Credit Unions Modernizing Thu, 03 Nov 2011 17:58:13 +0100 http://www.theind.com/business-news/acadiana-business/9306-from-big-banks-to-credit-unions#comment-24302 Actually msdd, many credit unions offer the exact same online banking. With more research you can find that many credit unions also have options such as bill-pay, free transfers, ability to use all of the same ATM's as big banks, debit/credit cards and account management. The article also doesn't mention one positive aspect of Credit Unions, the smaller numbers that credit unions boast usually mean more personal and quick service. Just some thoughts. - truth Thu, 03 Nov 2011 17:55:47 +0100 http://www.theind.com/business-news/acadiana-business/9306-from-big-banks-to-credit-unions#comment-24288 In response to your comments on how big banks differ from CUs, you missed several key things. Namely: robust online and mobile banking (bill paying, better online account management for budgetting, easier and cheaper ability to transfer funds between/among accounts, ect), vast ATM networks, global support if you travel, and many other features. Granted, CUs are better for certain things, but for people who bank online and via mobile, you're not going to get a tenth of the features with CUs - and that will cost you money in opportunity costs and time. It's a matter of how developed one is financially and their behaviors. FYI, I bank with both. The loans are typically better through CUs but the CUs I've used and research can't touch the bigger banks in terms of features for my other accounts; which saves me time which equals saving me money. - msdd2727 Thu, 03 Nov 2011 12:16:56 +0100