The one thing missing from the insurance commissioner's site ' and a recent interview ' is anything actually labeled a "plan." It's highly unlikely he'll produce one before the Sept. 30 election, and a subsequent runoff is just as improbable.
State Sen. James David Cain, the other front-running contender, has a five-point plan for ethics reform, but the nasty tone of the race and the heft of the issues overshadow the proposal. On his Web site's home page, Cain writes that "politics as usual" won't get the job done, and accuses Donelon of "profiting from power" in a series of muddy news releases.
It's only an inkling of the verbal fisticuffs between the two men. Most recently, Donelon accused Cain of accepting illegal contributions from companies working for the state. Cain's campaign manager said that if the money is tainted, it will be returned, but at least one of the companies named by Donelon in his attack has no ties whatsoever with the state.
Donelon also slammed Cain for supposedly making $8,000 from a Colorado pyramid scam that bilked Louisiana investors for more than $90,000. Cain contends he lost money on the deal, and he was introduced to it by a former district attorney from Vernon Parish.
On other occasions, Cain has used public records from when Donelon served in the state House during the '90s. He has criticized Donelon for awarding his own daughter a scholarship to Tulane University, which is a perk for lawmakers, and for landing a contract with the Louisiana Insurance Guaranty Association while sitting on the House Insurance Committee.
While the dirt-digging has been plentiful, there haven't been many polls on the race released to the public. One poll published in late August had both men within a few points of each other, with the incumbent leading only slightly. Money and support, however, do help to break up the field a bit.
According to the most recent campaign finance report available, Cain spent more than $200,000 on a media buy earlier this month, but still had in excess of $781,000 in the bank as of last week. He has been endorsed by former LSU men's basketball coach Dale Brown and by Republican Deanne Henke, the Lafayette financial advisor who recently dropped out of the race for insurance commissioner.
Donelon has slightly less money on hand than Cain, to the tune of $561,000, but he also made a $500,000 media buy in late August, which should saturate the statewide marketplace before election day. Donelon has picked up the endorsement of the Alliance for Good Government, highly coveted in some circles, and there are also indications that Donelon has close ties to GOP bigwigs ' and he has the $2,000 check from former Louisiana Congressman Billy Tauzin to prove it.
But money and mudslinging will only get you so far, especially with a post-Katrina and Rita electorate.
In separate interviews last week, The Independent Weekly asked both candidates what they would specifically do about the scarcity of home insurance in coastal Louisiana, the perceived ineffectiveness of the Insurance Rating Commission and the fledgling Citizens Property Insurance Corp. In most cases, the follow-up answers were linked to the weather, Congress, the Legislature or other external factors unrelated to the leadership ability of the candidate. Barry Erwin, president of Council for a Better Louisiana, a nonprofit group that monitors state government, says the platforms sound flimsy this year because the challenges are so daunting.
"I don't know of any real plans, per se, in the insurance commissioner's race," Erwin says. "I think their hands are going to be tied in some ways. While I think leadership is at the core, a lot of these issues are intangible."
For instance, when it comes to the Insurance Rating Commission, the government agency that has veto power over rate increases of more than 10 percent, Donelon and Cain, both Republicans, look elsewhere for change. The IRC has fallen under heavy criticism in recent years for its political appointees and special authority ' it's the only board of its kind in the nation.
"That is a decision for the Legislature to make," Donelon says, adding there is no reason to change the IRC. Cain, on the other hand, says he will work to abolish the IRC, even though he voted against such an initiative as a state senator. But don't expect him to act on it swiftly; he's "hoping it will be an issue during the next governor's election."
"The insurance commissioner likes it because he can hide behind it," says Cain, a resident of Dry Creek. "Let the buck stop with me."
Erwin says neither candidate is directly addressing the issue: "It seems the insurance commissioner can, and should, develop a detailed plan for how his office can deal with the IRC directly."
As for convincing more insurance companies to return to Louisiana and start writing policies again, Donelon says the most important thing for the state is to make it safely through the next few hurricane seasons. "That will begin softening the market," Donelon says. Aside from that, he says he'll travel the nation telling insurance companies to "come to our marketplace because it is a viable place to do business with a fair and balanced regulatory scheme."
Cain points to his ethics plan, which would create new positions in the department, like inspector general and complaint resolution officer. The plan also calls for a consumer advisory board and toll-free fraud hotline. "This department has the worst reputation of any other department in Louisiana," Cain says. "We need to change that. People will see we're changing, and insurance will become more available."
Both men tout the benefits of a regional or statewide "catastrophe fund" to help the situation, but that is largely in the hands of Congress. A similar fund was established in Florida following Hurricane Andrew to sustain insurance claim-coverage capacity in the aftermath of a disaster. It serves as a reinsurance program that reimburses insurers for a portion of catastrophic hurricane losses.
The catastrophe fund was also noted by Metairie resident Donelon as a potential solution to the dilemma with the Louisiana Citizens Property Insurance Corp., the state's insurer of last resort. It incurred a debt of more than $1 billion following last year's hurricane season, and a resulting assessment is forcing consumers around the state to pick up the tab. Its solvency is in question, and consumers are complaining about slow payoffs.
Cain suggests Citizens become more like a real corporation, with a board of directors made up of professional insurers, CPAs and other industry representatives.
When it comes down to election day, Erwin says solving problems in a post-Katrina marketplace is going to take a lot more than just one man.
"I don't think they can solve all of these problems," Erwin says. "That's just the nature of things. Even though it would be nice, it's not like the insurance commissioner can wave a wand and make everything better."
Thousands of people who bought health insurance through the marketplace created by the federal health care overhaul face price hikes next year that could top 10 percent.
Louisiana fell one spot in an annual national ranking of child well-being that looks at poverty, education and health access.
A federal judge has decided he doesn't need to hear more arguments in the case of a gay couple who want a Louisiana marriage license.
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New details in the case against the man arrested for last week’s bomb threat and bank robbery has surfaced, including a MidSouth Bank surveillance video showing the alleged suspect attempt an early-morning bank robbery.
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Parents and teachers who support the Common Core education standards sued Gov. Bobby Jindal Tuesday over his actions against the multi-state standards, accusing him of illegally meddling in education policy.
An arrest was announced this morning in connection with last week’s bomb scare at UL Lafayette.
Attorneys, judges and others interviewed by LaPolitics expect 15 to 20 district judge races this year.
"I feel like I'm under siege," an attorney said recently over drinks at Galatoire's Bistro in Baton Rouge. "We all do. Every time I turn around somebody wants a check. District attorney races. The judges. They're killing us."
As a requirement for running for Congress in the 6th District, former Gov. Edwin Edwards has filed his financial disclosure statement with the U.S. House showing his income in 2013 totaling $242,787.
Unlike those swindled by Bernie Madoff, the victims of Texas businessman Robert Allen Stanford’s Ponzi scheme won’t be getting any relief from the Securities Investor Protection Corp.’s emergency fund after a recent appellate court ruling.
The legal challenge is part of a continuing struggle over Common Core, which has become controversial since the Board of Elementary and Secondary Education adopted the standards in 2010.
The lone Democrat to announce he's running for governor, state Rep. John Bel Edwards, criticized Republican Gov. Bobby Jindal's budgeting tactics as "running the state like a big Ponzi scheme."
State police have arrested a 42-year-old Kaplan man in the July 7 hit and run fatality crash that killed a bicyclist on Louisiana Highway 92 near Milton.
Republican U.S. Rep. Bill Cassidy has picked up support for his U.S. Senate campaign from a former GOP competitor.
Lisa Hargis Smith lived a mysterious life as seen with her death earlier this month and its impact on the community of those who knew her, whether as a star student in Lafayette High’s class of ‘69, or later as a woman struggling with homelessness and mental illness.
Attorney Valerie Gotch Garrett will announce on Tuesday that she plans to run for the Division E seat of the 15th Judicial District Court.
Back in 2012, three Baton Rouge attorneys came to the aid of several disgruntled police officers with a high-profile lawsuit against the Lafayette Police chief and a number of higher-ups in city-parish government, but in a federal courtroom Thursday, their claims of conspiracy coupled with a lack of evidence backfired and the case was dismissed.
Gov. Bobby Jindal's administration intends to rework how it pays the private managed care networks that provide health services to two-thirds of Louisiana's Medicaid patients.
Gov. Bobby Jindal's administration is raising health insurance rates and cutting benefits for state employees and retirees, to keep their insurance program solvent.
Local, state and federal law enforcement officials spent much of Thursday reviewing their reaction to this week’s bomb threat, which led to the closure and evacuation of UL Lafayette and Girard Park, and a massive search Wednesday for two alleged explosive devices.
"We're not in a better place from the policy perspective than we were two weeks ago," says Education Superintendent John White, commenting on Thursday's face-to-face meeting with Gov. Bobby Jindal to discuss their dispute over Common Core.
Gov. Bobby Jindal appears to remain unmoved by offers of a compromise on procuring testing materials tied to the Common Core based on a terse statement his office released following a meeting Thursday with Superintendent John White.