The one thing missing from the insurance commissioner's site ' and a recent interview ' is anything actually labeled a "plan." It's highly unlikely he'll produce one before the Sept. 30 election, and a subsequent runoff is just as improbable.
State Sen. James David Cain, the other front-running contender, has a five-point plan for ethics reform, but the nasty tone of the race and the heft of the issues overshadow the proposal. On his Web site's home page, Cain writes that "politics as usual" won't get the job done, and accuses Donelon of "profiting from power" in a series of muddy news releases.
It's only an inkling of the verbal fisticuffs between the two men. Most recently, Donelon accused Cain of accepting illegal contributions from companies working for the state. Cain's campaign manager said that if the money is tainted, it will be returned, but at least one of the companies named by Donelon in his attack has no ties whatsoever with the state.
Donelon also slammed Cain for supposedly making $8,000 from a Colorado pyramid scam that bilked Louisiana investors for more than $90,000. Cain contends he lost money on the deal, and he was introduced to it by a former district attorney from Vernon Parish.
On other occasions, Cain has used public records from when Donelon served in the state House during the '90s. He has criticized Donelon for awarding his own daughter a scholarship to Tulane University, which is a perk for lawmakers, and for landing a contract with the Louisiana Insurance Guaranty Association while sitting on the House Insurance Committee.
While the dirt-digging has been plentiful, there haven't been many polls on the race released to the public. One poll published in late August had both men within a few points of each other, with the incumbent leading only slightly. Money and support, however, do help to break up the field a bit.
According to the most recent campaign finance report available, Cain spent more than $200,000 on a media buy earlier this month, but still had in excess of $781,000 in the bank as of last week. He has been endorsed by former LSU men's basketball coach Dale Brown and by Republican Deanne Henke, the Lafayette financial advisor who recently dropped out of the race for insurance commissioner.
Donelon has slightly less money on hand than Cain, to the tune of $561,000, but he also made a $500,000 media buy in late August, which should saturate the statewide marketplace before election day. Donelon has picked up the endorsement of the Alliance for Good Government, highly coveted in some circles, and there are also indications that Donelon has close ties to GOP bigwigs ' and he has the $2,000 check from former Louisiana Congressman Billy Tauzin to prove it.
But money and mudslinging will only get you so far, especially with a post-Katrina and Rita electorate.
In separate interviews last week, The Independent Weekly asked both candidates what they would specifically do about the scarcity of home insurance in coastal Louisiana, the perceived ineffectiveness of the Insurance Rating Commission and the fledgling Citizens Property Insurance Corp. In most cases, the follow-up answers were linked to the weather, Congress, the Legislature or other external factors unrelated to the leadership ability of the candidate. Barry Erwin, president of Council for a Better Louisiana, a nonprofit group that monitors state government, says the platforms sound flimsy this year because the challenges are so daunting.
"I don't know of any real plans, per se, in the insurance commissioner's race," Erwin says. "I think their hands are going to be tied in some ways. While I think leadership is at the core, a lot of these issues are intangible."
For instance, when it comes to the Insurance Rating Commission, the government agency that has veto power over rate increases of more than 10 percent, Donelon and Cain, both Republicans, look elsewhere for change. The IRC has fallen under heavy criticism in recent years for its political appointees and special authority ' it's the only board of its kind in the nation.
"That is a decision for the Legislature to make," Donelon says, adding there is no reason to change the IRC. Cain, on the other hand, says he will work to abolish the IRC, even though he voted against such an initiative as a state senator. But don't expect him to act on it swiftly; he's "hoping it will be an issue during the next governor's election."
"The insurance commissioner likes it because he can hide behind it," says Cain, a resident of Dry Creek. "Let the buck stop with me."
Erwin says neither candidate is directly addressing the issue: "It seems the insurance commissioner can, and should, develop a detailed plan for how his office can deal with the IRC directly."
As for convincing more insurance companies to return to Louisiana and start writing policies again, Donelon says the most important thing for the state is to make it safely through the next few hurricane seasons. "That will begin softening the market," Donelon says. Aside from that, he says he'll travel the nation telling insurance companies to "come to our marketplace because it is a viable place to do business with a fair and balanced regulatory scheme."
Cain points to his ethics plan, which would create new positions in the department, like inspector general and complaint resolution officer. The plan also calls for a consumer advisory board and toll-free fraud hotline. "This department has the worst reputation of any other department in Louisiana," Cain says. "We need to change that. People will see we're changing, and insurance will become more available."
Both men tout the benefits of a regional or statewide "catastrophe fund" to help the situation, but that is largely in the hands of Congress. A similar fund was established in Florida following Hurricane Andrew to sustain insurance claim-coverage capacity in the aftermath of a disaster. It serves as a reinsurance program that reimburses insurers for a portion of catastrophic hurricane losses.
The catastrophe fund was also noted by Metairie resident Donelon as a potential solution to the dilemma with the Louisiana Citizens Property Insurance Corp., the state's insurer of last resort. It incurred a debt of more than $1 billion following last year's hurricane season, and a resulting assessment is forcing consumers around the state to pick up the tab. Its solvency is in question, and consumers are complaining about slow payoffs.
Cain suggests Citizens become more like a real corporation, with a board of directors made up of professional insurers, CPAs and other industry representatives.
When it comes down to election day, Erwin says solving problems in a post-Katrina marketplace is going to take a lot more than just one man.
"I don't think they can solve all of these problems," Erwin says. "That's just the nature of things. Even though it would be nice, it's not like the insurance commissioner can wave a wand and make everything better."
Hopefully he’ll be better prepared today than he was in that Feb. 20 deposition.
They came by the hundreds, arriving from all regions of the state to gather on the steps of our capitol in protest of the Legislature’s long tradition of giving industry the go-ahead to abuse our air, our water and our coastline, all in the name of good economics.
Gov. Bobby Jindal’s recent rhetoric against President Barack Obama has failed to boost his standing among the conservative base.
Louisiana's annual legislative session begins.
The state has hired marksmen to shoot feral hogs from helicopters at two wildlife management areas in south Louisiana.
The former star of Saturday Night Live throws in his 2 cents on the Big Oil lawsuit.
Here's your daily look at late-breaking national and international news, upcoming events and the stories that will be talked about Monday, March 10, 2014:
The Board of Elementary and Secondary Education has stalled action on a $3.5 billion annual school funding formula due to state lawmakers by March 15.
The New Orleans Saints have yet to make it official as of this writing, but popular wide receiver Lance Moore has reportedly been cut by the team to free up salary-cap space on the roster.
While two medical marijuana bills are slated for the upcoming legislative session, what some Louisianans might not know is that the plant was approved for therapeutic use by state lawmakers in 1991.
The agenda is shaping up to be lighter than in previous years. But Jindal is term-limited, with fewer than two years remaining in office, and he saw his last big initiative — a proposed rewrite of Louisiana tax law — collapse without getting a vote in 2013.
Sharper has been held without bail because of an arrest warrant issued by Louisiana authorities accusing him and another man of raping two women.
Two Lafayette men have been revealed by police as the infamous duo behind a caper that shook our fair city to its core.
The Lafayette Parish School Board has received a second letter of demand related to last year’s insurance debacle, this time from Key Benefit Administrators claiming it’s owed $93,000 from the school system.
The Louisiana coastline is vanishing faster than mappers can keep track.
A bill that would have overridden local ordinances prohibiting public and private employers from discriminating against lesbian, gay and transgender people has been pulled within less than a week of being filed.
The panel that selects nominees for a controversial New Orleans area flood control board — a board that is suing more than 90 oil, gas and pipeline companies — is set to discuss legislation affecting its independence.
State prison officials cannot keep secret the seller and manufacturer of the two drugs purchased for executions at the Louisiana State Penitentiary, a federal judge ruled Wednesday.
State lawmakers will not appeal a judge's ruling that it was improper to use $3.7 million from a probation and parole officers' retirement fund to balance the state's operating budget.
Conservatives have been losing their minds over this satirical bit on the Colbert Report.
The Lafayette Parish School Board leaves a lot to be desired, but is scrapping the election process in favor of an appointed board the answer?
The House approved legislation Tuesday night to roll back a recently enacted overhaul of the federal flood insurance program, after homeowners in flood-prone areas complained about sharp premium increases.
The NFL has formally designated New Orleans' Jimmy Graham as a tight end for the purposes of his franchise tag value, which is now set at $7.05 million next season unless Graham and the Saints subsequently agree on a long-term deal.
A federal appeals panel ruled Monday that businesses don't have to prove that they were directly harmed by BP's 2010 Gulf Of Mexico oil spill to collect settlement payments.
The Louisiana Department of Transportation and Development has closed Interstate 10 from I-49 in Lafayette to Seigen Lane in Baton Rouge.